Hemlo's BRF analysis

HSB Brf Stuart i Karlskrona

Org. no. 735000-1926 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 18 Aug 2026

Top 38% in Karlskrona

Summary

HSB Brf Stuart i Karlskrona receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,913 kr per square metre and the annual fee is 835 kr per square metre per year. Smaller maintenance fund than 81% of associations in Karlskrona. The analysis highlights, among other things: Låneförfall inom 1 år, Hög skuldnivå i förhållande till stor förening, Låg underhållsfond inför framtida åtgärder.

Compared with neighbouring associations

  • Higher fee per m² than 61% of associations in Karlskrona
  • Smaller maintenance fund than 81% of associations in Karlskrona

Association facts

Municipality
Karlskrona
Built
1958
Apartments
23
Total area
1 634 m²

Identified risks

  • Loan maturities within 1 yearHigh
  • High debt level in relation to the larger associationHigh
  • Low maintenance fund for future measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,913 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre835 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Stuart i Karlskrona a financially healthy housing cooperative?
HSB Brf Stuart i Karlskrona receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Stuart i Karlskrona?
The debt is 4,913 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Brf Stuart i Karlskrona?
The annual fee is 835 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Stuart i Karlskrona has a health score of 8 out of 10.