Hemlo's BRF analysis

HSB brf Tegen i Kumla

Org. no. 716453-0649 · Kumla

Stable associationBased on the 2024 annual report · Analysed 22 Apr 2026

Summary

HSB brf Tegen i Kumla receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,350 kr per square metre and the annual fee is 720 kr per square metre per year. Larger maintenance fund than 80% of associations in Kumla. The analysis highlights, among other things: Osäkerhet kring stambyte i en 35 år gammal fastighet, Låg underhållsfond i förhållande till kommande behov, Kortfristig refinansieringsrisk för två stora lån.

Compared with neighbouring associations

  • Higher debt per m² than 70% of associations in Kumla
  • Lower fee per m² than 70% of associations in Kumla
  • Larger maintenance fund than 80% of associations in Kumla
  • Higher equity ratio than 80% of associations in Kumla

Association facts

Municipality
Kumla
Built
1989
Apartments
25
Total area
2 555 m²

Identified risks

  • Uncertainty regarding a pipe replacement in a 35-year-old propertyHigh
  • Low maintenance fund in relation to upcoming needsHigh
  • Short-term refinancing risk for two large loansHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,350 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre720 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Tegen i Kumla a financially healthy housing cooperative?
HSB brf Tegen i Kumla receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB brf Tegen i Kumla?
The debt is 4,350 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 70% of associations in Kumla.
How high is the fee in HSB brf Tegen i Kumla?
The annual fee is 720 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Tegen i Kumla has a health score of 7 out of 10.