Hemlo's BRF analysis

HSB Brf Vallmon i Vänersborg

Org. no. 716449-5249 · Vänersborg

Stable associationBased on the 2025 annual report · Analysed 4 Jul 2026

Summary

HSB Brf Vallmon i Vänersborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,624 kr per square metre and the annual fee is 865 kr per square metre per year. Higher equity ratio than 92% of associations in Vänersborg. The analysis highlights, among other things: Skuldsättning i gränslandet för framtida avgiftstryck, Osäkerhet kring kommande större underhåll, Räntekänslig förening med risk för avgiftshöjningar.

Compared with neighbouring associations

  • Higher debt per m² than 65% of associations in Vänersborg
  • Larger maintenance fund than 83% of associations in Vänersborg
  • Higher equity ratio than 92% of associations in Vänersborg

Association facts

Municipality
Vänersborg
Built
2012
Apartments
43
Total area
3 564 m²

Identified risks

  • Debt burden on the borderline for future pressure on feesHigh
  • Uncertainty about upcoming major maintenanceHigh
  • Interest-rate sensitive association with a risk of fee increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,624 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre865 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Vallmon i Vänersborg a financially healthy housing cooperative?
HSB Brf Vallmon i Vänersborg receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Vallmon i Vänersborg?
The debt is 6,624 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 65% of associations in Vänersborg.
How high is the fee in HSB Brf Vallmon i Vänersborg?
The annual fee is 865 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Vallmon i Vänersborg has a health score of 7 out of 10.