Hemlo's BRF analysis

RBF Vänersborgshus 3

Org. no. 762500-1313 · Vänersborg

Strong associationBased on the 2024 annual report · Analysed 22 Jun 2026

Top 14% in Vänersborg

Summary

RBF Vänersborgshus 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 2,550 kr per square metre and the annual fee is 755 kr per square metre per year. Lower equity ratio than 95% of associations in Vänersborg. The analysis highlights, among other things: Svag soliditet i kombination med hög skuldsättning, Avgifterna är på väg upp och kan fortsätta stiga, Låneförfall i närtid kräver refinansiering till osäker räntenivå.

Compared with neighbouring associations

  • Lower debt per m² than 60% of associations in Vänersborg
  • Lower fee per m² than 80% of associations in Vänersborg
  • Lower equity ratio than 95% of associations in Vänersborg

Association facts

Municipality
Vänersborg
Built
1956
Apartments
79
Total area
4 797 m²

Identified risks

  • Weak equity ratio combined with high indebtednessCritical
  • Service charges are on the way up and may continue to riseHigh
  • Loan maturities in the near term require refinancing at an uncertain interest rate levelHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre2,550 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre755 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Vänersborgshus 3 a financially healthy housing cooperative?
RBF Vänersborgshus 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in RBF Vänersborgshus 3?
The debt is 2,550 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 60% of associations in Vänersborg.
How high is the fee in RBF Vänersborgshus 3?
The annual fee is 755 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Vänersborgshus 3 has a health score of 9 out of 10.