Hemlo's BRF analysis

RBF Vänersborgshus 2

Org. no. 762500-1297 · Vänersborg

Strong associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 24% in Vänersborg

Summary

RBF Vänersborgshus 2 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,582 kr per square metre and the annual fee is 1,007 kr per square metre per year. Lower equity ratio than 75% of associations in Vänersborg. The analysis highlights, among other things: Troligt stambyte i äldre bestånd utan bekräftat genomförande, Låg underhållsfond i förhållande till framtida behov, Betydande låneförfall inom kort tid.

Compared with neighbouring associations

  • Higher fee per m² than 70% of associations in Vänersborg
  • Larger maintenance fund than 60% of associations in Vänersborg
  • Lower equity ratio than 75% of associations in Vänersborg

Association facts

Municipality
Vänersborg
Built
1953
Apartments
180
Total area
9 257 m²

Identified risks

  • Likely pipe replacement in older housing stock without confirmed completionCritical
  • Low maintenance fund in relation to future needsHigh
  • Significant loan maturities in the near termHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,582 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,007 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Vänersborgshus 2 a financially healthy housing cooperative?
RBF Vänersborgshus 2 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Vänersborgshus 2?
The debt is 2,582 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in RBF Vänersborgshus 2?
The annual fee is 1,007 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Vänersborgshus 2 has a health score of 8 out of 10.