Hemlo's BRF analysis

HSB Brf Värmlänningen i Sandviken

Org. no. 785500-2148 · Sandviken

Stable associationBased on the 2025 annual report · Analysed 8 Jul 2026

Top 38% in Sandviken

Summary

HSB Brf Värmlänningen i Sandviken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,416 kr per square metre and the annual fee is 979 kr per square metre per year. Lower debt per m² than 74% of associations in Sandviken. The annual fee has increased 7% over 1 years. The analysis highlights, among other things: Stambytesrisk i 1960-talshus utan dokumenterat utbytt stamssystem, Hög refinansieringsrisk med stora lån som förfaller inom kort, Kombination av hög energikostnad och stigande avgifter pressar boendekostnaden.

Compared with neighbouring associations

  • Lower debt per m² than 74% of associations in Sandviken
  • Higher fee per m² than 68% of associations in Sandviken
  • Higher equity ratio than 63% of associations in Sandviken

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²979 kr/m²
+7% over 1 yr20242025
Debt/m²2 416 kr/m²
-2% over 1 yr20242025
Equity ratio33 %
+3 pp over 1 yr20242025

Association facts

Municipality
Sandviken
Built
1966
Apartments
30
Total area
2 079 m²

Identified risks

  • Pipe replacement risk in 1960s buildings without a documented replacement of the pipe systemCritical
  • High refinancing risk with large loans due to mature soonCritical
  • A combination of high energy costs and rising service charges is putting pressure on residents’ housing costsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre2,416 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre979 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Brf Värmlänningen i Sandviken a financially healthy housing cooperative?
HSB Brf Värmlänningen i Sandviken receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB Brf Värmlänningen i Sandviken?
The debt is 2,416 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 74% of associations in Sandviken.
How high is the fee in HSB Brf Värmlänningen i Sandviken?
The annual fee is 979 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 7% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Brf Värmlänningen i Sandviken has a health score of 7 out of 10.