Hemlo's BRF analysis

HSB:s Brf Apotekaren i Tumba

Org. no. 769612-1511 · Botkyrka

Stable associationBased on the 2025 annual report · Analysed 10 Jun 2026

Top 21% in Botkyrka

Summary

HSB:s Brf Apotekaren i Tumba receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,308 kr per square metre and the annual fee is 1,123 kr per square metre per year. Higher equity ratio than 92% of associations in Botkyrka. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög avgiftsnivå trots relativt låg skuldsättning, Låg underhållsfond inför kommande åtgärder, Refinansieringsrisk när flera bundna lån löper om.

Compared with neighbouring associations

  • Lower debt per m² than 64% of associations in Botkyrka
  • Higher fee per m² than 91% of associations in Botkyrka
  • Smaller maintenance fund than 60% of associations in Botkyrka
  • Higher equity ratio than 92% of associations in Botkyrka

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 123 kr/m²
+1% over 1 yr20242025
Debt/m²3 309 kr/m²
-16% over 1 yr20242025
Equity ratio78 %
+2 pp over 1 yr20242025

Association facts

Municipality
Botkyrka
Built
1964
Apartments
66
Total area
2 342 m²

Identified risks

  • High service charge level despite relatively low indebtednessHigh
  • Low maintenance fund ahead of upcoming measuresHigh
  • Refinancing risk when several fixed-rate loans run simultaneouslyMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,308 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,123 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB:s Brf Apotekaren i Tumba a financially healthy housing cooperative?
HSB:s Brf Apotekaren i Tumba receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB:s Brf Apotekaren i Tumba?
The debt is 3,308 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 64% of associations in Botkyrka.
How high is the fee in HSB:s Brf Apotekaren i Tumba?
The annual fee is 1,123 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB:s Brf Apotekaren i Tumba has a health score of 7 out of 10.