Hemlo's BRF analysis

HSBs Brf Kaptensberget

Org. no. 716414-2361 · Sundsvall

Strong associationBased on the 2022 annual report · Analysed 7 Oct 2026

Summary

HSBs Brf Kaptensberget receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2022 annual report. The debt is 4,653 kr per square metre and the annual fee is 830 kr per square metre per year. The analysis highlights, among other things: Kommande låneförfall kan pressa räntor och avgifter, Svag soliditet ger liten buffert vid kostnadsökningar, Liten underhållsfond ökar risken för framtida kapitaltillskott.

Association facts

Municipality
Sundsvall
Built
1991
Apartments
25
Total area
1 868 m²

Identified risks

  • Upcoming loan maturities can put pressure on interest rates and feesCritical
  • Weak solidity provides a small buffer against cost increasesHigh
  • Small maintenance fund increases the risk of future capital injectionsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,653 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre830 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSBs Brf Kaptensberget a financially healthy housing cooperative?
HSBs Brf Kaptensberget receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2022 annual report.
How high is the debt in HSBs Brf Kaptensberget?
The debt is 4,653 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSBs Brf Kaptensberget?
The annual fee is 830 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSBs Brf Kaptensberget has a health score of 8 out of 10.