Hemlo's BRF analysis

Järnvägsmännens Bostadsförening Håkan u p a

Org. no. 746000-6450 · Malmö

Stable associationBased on the 2025 annual report · Analysed 18 Jul 2026

Top 34% in Malmö

Summary

Järnvägsmännens Bostadsförening Håkan u p a receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,328 kr per square metre and the annual fee is 684 kr per square metre per year. Lower fee per m² than 91% of associations in Malmö. The analysis highlights, among other things: Svag balansräkning med låg soliditet, Kortfristig refinansieringsrisk med många lån som förfaller snart, Hög räntekänslighet kan slå mot avgiften.

Compared with neighbouring associations

  • Lower fee per m² than 91% of associations in Malmö
  • Smaller maintenance fund than 73% of associations in Malmö
  • Lower equity ratio than 86% of associations in Malmö

Association facts

Municipality
Malmö
Built
1899
Apartments
87
Total area
6 180 m²

Identified risks

  • Weak balance sheet with low equity ratioCritical
  • Short-term refinancing risk with many loans maturing soonHigh
  • High interest-rate sensitivity can hit the service chargeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,328 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre684 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Järnvägsmännens Bostadsförening Håkan u p a a financially healthy housing cooperative?
Järnvägsmännens Bostadsförening Håkan u p a receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Järnvägsmännens Bostadsförening Håkan u p a?
The debt is 5,328 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Järnvägsmännens Bostadsförening Håkan u p a?
The annual fee is 684 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Järnvägsmännens Bostadsförening Håkan u p a has a health score of 7 out of 10.