Hemlo's BRF analysis

RB BRF Hagtorpet

Org. no. 732400-2125 · Kalmar

Strong associationBased on the 2025 annual report · Analysed 13 Jun 2026

Top 14% in Kalmar

Summary

RB BRF Hagtorpet receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,894 kr per square metre and the annual fee is 1,065 kr per square metre per year. Larger maintenance fund than 100% of associations in Kalmar. The annual fee has increased 34% over 3 years. The analysis highlights, among other things: Svag soliditet ger liten ekonomisk buffert, Flera låneförfall inom kort tid, Låg underhållsfond i förhållande till ytan.

Compared with neighbouring associations

  • Higher fee per m² than 93% of associations in Kalmar
  • Larger maintenance fund than 100% of associations in Kalmar
  • Lower equity ratio than 92% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 065 kr/m²
+34% over 3 yr20222025
Debt/m²4 893 kr/m²
+2% over 3 yr20222025
Equity ratio11 %
-2 pp over 3 yr20222025

Association facts

Municipality
Kalmar
Built
1954
Apartments
498
Total area
27 861 m²

Identified risks

  • Weak equity ratio provides a small financial bufferHigh
  • Several loan maturities in a short period of timeHigh
  • Low maintenance fund in relation to the areaHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,894 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,065 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Hagtorpet a financially healthy housing cooperative?
RB BRF Hagtorpet receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Hagtorpet?
The debt is 4,894 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in RB BRF Hagtorpet?
The annual fee is 1,065 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 34% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Hagtorpet has a health score of 9 out of 10.