Hemlo's BRF analysis

RB BRF Kalmarhus nr 8

Org. no. 732400-1960 · Kalmar

Strong associationBased on the 2025 annual report · Analysed 8 Jun 2026

Top 14% in Kalmar

Summary

RB BRF Kalmarhus nr 8 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,849 kr per square metre and the annual fee is 988 kr per square metre per year. Higher fee per m² than 91% of associations in Kalmar. The annual fee has increased 43% over 2 years. The analysis highlights, among other things: Svag balansräkning trots låg skuldsättning, Stor refinansieringsrisk när nästan hela låneportföljen förfaller inom kort, Hög energikostnad per kvm kan pressa avgiften över tid.

Compared with neighbouring associations

  • Lower debt per m² than 75% of associations in Kalmar
  • Higher fee per m² than 91% of associations in Kalmar
  • Larger maintenance fund than 89% of associations in Kalmar
  • Lower equity ratio than 87% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²988 kr/m²
+43% over 2 yr20232025
Debt/m²2 849 kr/m²
-5% over 2 yr20232025
Equity ratio13 %
+8 pp over 2 yr20232025

Association facts

Municipality
Kalmar
Built
1951
Apartments
135
Total area
8 059 m²

Identified risks

  • Weak balance sheet despite low indebtednessHigh
  • Significant refinancing risk when almost the entire loan portfolio matures in the near termHigh
  • High energy costs per square metre can put pressure on the fee over time.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre2,849 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre988 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Kalmarhus nr 8 a financially healthy housing cooperative?
RB BRF Kalmarhus nr 8 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Kalmarhus nr 8?
The debt is 2,849 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 75% of associations in Kalmar.
How high is the fee in RB BRF Kalmarhus nr 8?
The annual fee is 988 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 43% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Kalmarhus nr 8 has a health score of 9 out of 10.