Hemlo's BRF analysis
RB BRF Nyckeln
Org. no. 769625-6051 · Kalmar
Summary
RB BRF Nyckeln receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 949 kr per square metre per year. Lower debt per m² than 87% of associations in Kalmar. The annual fee has increased 67% over 3 years. The analysis highlights, among other things: Mycket hög räntekänslighet vid omförhandling av lån, Mycket hög skuldsättning per lägenhet och kvm, Tydlig avgiftstrend uppåt med beslutade och kommande höjningar.
Compared with neighbouring associations
- Lower debt per m² than 87% of associations in Kalmar
- Higher fee per m² than 87% of associations in Kalmar
- Larger maintenance fund than 70% of associations in Kalmar
- Higher equity ratio than 71% of associations in Kalmar
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Kalmar
- Built
- 2017
- Apartments
- 55
- Total area
- 2 195 m²
Identified risks
- Very high interest-rate sensitivity when refinancing loansCritical
- Very high debt per apartment and square metre (m²)Critical
- Clear upward fee trend with decided and upcoming increasesHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre949 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is RB BRF Nyckeln a financially healthy housing cooperative?
- RB BRF Nyckeln receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in RB BRF Nyckeln?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 87% of associations in Kalmar.
- How high is the fee in RB BRF Nyckeln?
- The annual fee is 949 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 67% over 3 years.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Nyckeln has a health score of 4 out of 10.