Hemlo's BRF analysis
RB BRF Nyckeln
Org. no. 769625-6051 · Kalmar
Summary
RB BRF Nyckeln receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,337 kr per square metre and the annual fee is 949 kr per square metre per year. Higher fee per m² than 91% of associations in Kalmar. The annual fee has increased 67% over 3 years. The analysis highlights, among other things: Mycket hög räntekänslighet vid omförhandling av lån, Mycket hög skuldsättning per lägenhet och kvm, Tydlig avgiftstrend uppåt med beslutade och kommande höjningar.
Compared with neighbouring associations
- Higher debt per m² than 77% of associations in Kalmar
- Higher fee per m² than 91% of associations in Kalmar
- Larger maintenance fund than 75% of associations in Kalmar
- Higher equity ratio than 64% of associations in Kalmar
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Kalmar
- Built
- 2017
- Apartments
- 55
- Total area
- 2 195 m²
Identified risks
- Very high interest-rate sensitivity when refinancing loansCritical
- Very high debt per apartment and square metre (m²)Critical
- Clear upward fee trend with decided and upcoming increasesHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre12,337 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre949 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is RB BRF Nyckeln a financially healthy housing cooperative?
- RB BRF Nyckeln receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in RB BRF Nyckeln?
- The debt is 12,337 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 77% of associations in Kalmar.
- How high is the fee in RB BRF Nyckeln?
- The annual fee is 949 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 67% over 3 years.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Nyckeln has a health score of 4 out of 10.