Hemlo's BRF analysis
RB BRF Penningen
Org. no. 769624-3026 · Botkyrka
Top 25% in Botkyrka
Summary
RB BRF Penningen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,764 kr per square metre and the annual fee is 842 kr per square metre per year. Higher equity ratio than 83% of associations in Botkyrka. The annual fee has increased 8% over 2 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan pressa avgifterna kraftigt, Stambytesstatus är oklar och kan dölja framtida stor kostnad, Låg underhållsfond ger svag buffert för framtida renoveringar.
Compared with neighbouring associations
- Higher debt per m² than 64% of associations in Botkyrka
- Smaller maintenance fund than 62% of associations in Botkyrka
- Higher equity ratio than 83% of associations in Botkyrka
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Botkyrka
- Built
- 2012
- Apartments
- 40
- Total area
- 2 243 m²
Identified risks
- Very high interest-rate sensitivity can put a sharp strain on the association fees.Critical
- The status of pipe relining is unclear and can conceal a future major expenseHigh
- Low maintenance fund provides a weak buffer for future renovationsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre7,764 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre842 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is RB BRF Penningen a financially healthy housing cooperative?
- RB BRF Penningen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in RB BRF Penningen?
- The debt is 7,764 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 64% of associations in Botkyrka.
- How high is the fee in RB BRF Penningen?
- The annual fee is 842 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 2 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Penningen has a health score of 7 out of 10.