Hemlo's BRF analysis
RBF Kalmarhus nr 20
Org. no. 732400-3305 · Kalmar
Top 13% in Kalmar
Summary
RBF Kalmarhus nr 20 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,078 kr per square metre and the annual fee is 788 kr per square metre per year. Larger maintenance fund than 99% of associations in Kalmar. The annual fee has increased 18% over 3 years. The analysis highlights, among other things: Stor del av lånen förfaller inom kort tid, Snabb avgiftshöjning och sannolikt fortsatt tryck uppåt, Kommande större underhållsprojekt kan ge extra kostnadspress.
Compared with neighbouring associations
- Lower debt per m² than 66% of associations in Kalmar
- Larger maintenance fund than 99% of associations in Kalmar
- Lower equity ratio than 68% of associations in Kalmar
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Kalmar
- Built
- 1973
- Apartments
- 171
- Total area
- 10 831 m²
Identified risks
- A large portion of the loans will fall due within a short period of timeHigh
- Quick rent increase and likely continued upward pressureHigh
- Upcoming major maintenance projects can create additional cost pressure.Medium
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre3,078 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre788 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is RBF Kalmarhus nr 20 a financially healthy housing cooperative?
- RBF Kalmarhus nr 20 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in RBF Kalmarhus nr 20?
- The debt is 3,078 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 66% of associations in Kalmar.
- How high is the fee in RBF Kalmarhus nr 20?
- The annual fee is 788 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 18% over 3 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Kalmarhus nr 20 has a health score of 9 out of 10.