Hemlo's BRF analysis
RBF Kalmarhus nr 3
Org. no. 732400-1929 · Kalmar
Top 16% in Kalmar
Summary
RBF Kalmarhus nr 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 2,075 kr per square metre and the annual fee is 850 kr per square metre per year. Lower debt per m² than 82% of associations in Kalmar. The annual fee has increased 9% over 1 years. The analysis highlights, among other things: Stor lånekoncentration förfaller samtidigt 2025, Kombination av måttlig soliditet och kommande renoveringar, Underhållsfonden räcker inte nödvändigtvis till alla kommande behov.
Compared with neighbouring associations
- Lower debt per m² than 82% of associations in Kalmar
- Higher fee per m² than 73% of associations in Kalmar
- Larger maintenance fund than 64% of associations in Kalmar
- Lower equity ratio than 69% of associations in Kalmar
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Kalmar
- Built
- 1945
- Apartments
- 36
- Total area
- 1 608 m²
Identified risks
- High loan concentration appears to coincide in 2025High
- Combination of moderate solidity and upcoming renovationsHigh
- The maintenance fund may not necessarily be enough to cover all upcoming needs.Medium
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre2,075 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre850 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is RBF Kalmarhus nr 3 a financially healthy housing cooperative?
- RBF Kalmarhus nr 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in RBF Kalmarhus nr 3?
- The debt is 2,075 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 82% of associations in Kalmar.
- How high is the fee in RBF Kalmarhus nr 3?
- The annual fee is 850 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 1 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Kalmarhus nr 3 has a health score of 9 out of 10.