Hemlo's BRF analysis

Bostadsrättsföreningen Råstenen Mitt

Org. no. 769638-6874 · Kalmar

Acceptable, with remarksBased on the 2024 annual report · Analysed 20 Jun 2026

Summary

Bostadsrättsföreningen Råstenen Mitt receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 13,331 kr per square metre and the annual fee is 882 kr per square metre per year. Higher debt per m² than 91% of associations in Kalmar. The annual fee has increased 15% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid räntelyft, Stort låneförfall inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 91% of associations in Kalmar
  • Higher fee per m² than 79% of associations in Kalmar
  • Smaller maintenance fund than 81% of associations in Kalmar
  • Higher equity ratio than 61% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²882 kr/m²
+15% over 1 yr20232024
Debt/m²13 331 kr/m²
+5% over 1 yr20232024
Equity ratio64 %
-1 pp over 1 yr20232024

Association facts

Municipality
Kalmar
Built
2021
Apartments
16
Total area
1 160 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest-rate sensitivity when rates riseCritical
  • Large loan refinancing due soonHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre13,331 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre882 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Råstenen Mitt a financially healthy housing cooperative?
Bostadsrättsföreningen Råstenen Mitt receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Råstenen Mitt?
The debt is 13,331 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 91% of associations in Kalmar.
How high is the fee in Bostadsrättsföreningen Råstenen Mitt?
The annual fee is 882 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Råstenen Mitt has a health score of 6 out of 10.