Hemlo's BRF analysis

HSB brf Morkullan i Vänersborg

Org. no. 762500-0661 · Vänersborg

Strong associationBased on the 2025 annual report · Analysed 2 Jul 2026

Top 26% in Vänersborg

Summary

HSB brf Morkullan i Vänersborg receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,120 kr per square metre and the annual fee is 1,052 kr per square metre per year. Higher fee per m² than 86% of associations in Vänersborg. The annual fee has increased 21% over 4 years. The analysis highlights, among other things: Stor refinansieringsrisk inom kort, Låg underhållsfond inför framtida åtgärder, Gammal fastighet trots genomfört stambyte.

Compared with neighbouring associations

  • Lower debt per m² than 77% of associations in Vänersborg
  • Higher fee per m² than 86% of associations in Vänersborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 052 kr/m²
+21% over 4 yr20212025
Debt/m²2 120 kr/m²
-9% over 4 yr20212025
Equity ratio46 %
+12 pp over 4 yr20212025

Association facts

Municipality
Vänersborg
Built
1952
Apartments
20
Total area
1 245 m²

Identified risks

  • High refinancing risk soonHigh
  • Low maintenance fund for future measuresHigh
  • Old property despite completed pipe replacementMedium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,120 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,052 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Morkullan i Vänersborg a financially healthy housing cooperative?
HSB brf Morkullan i Vänersborg receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Morkullan i Vänersborg?
The debt is 2,120 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 77% of associations in Vänersborg.
How high is the fee in HSB brf Morkullan i Vänersborg?
The annual fee is 1,052 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 21% over 4 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Morkullan i Vänersborg has a health score of 8 out of 10.