Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Bergnäshus nr 1

Org. no. 797000-1603 · Luleå

Acceptable, with remarksBased on the 2025 annual report · Analysed 14 Aug 2026

Summary

Riksbyggen Bostadsrättsförening Bergnäshus nr 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,048 kr per square metre and the annual fee is 970 kr per square metre per year. Lower equity ratio than 100% of associations in Luleå. The annual fee has increased 73% over 2 years. The analysis highlights, among other things: Hög risk för kommande stambyte, Ränte- och refinansieringsrisk inom kort, Underhållsbehovet är påtagligt och fonden ger begränsad marginal.

Compared with neighbouring associations

  • Higher fee per m² than 93% of associations in Luleå
  • Larger maintenance fund than 69% of associations in Luleå
  • Lower equity ratio than 100% of associations in Luleå

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²970 kr/m²
+73% over 2 yr20232025
Debt/m²5 048 kr/m²
-5% over 2 yr20232025
Equity ratio-2 %
+2 pp over 2 yr20232025

Association facts

Municipality
Luleå
Built
1951
Apartments
75
Total area
4 250 m²

Identified risks

  • High risk of upcoming pipe replacement (stambyte)Critical
  • Interest-rate and refinancing risk in the short termHigh
  • The maintenance requirement is significant and the fund provides limited leewayHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre5,048 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre970 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Bergnäshus nr 1 a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Bergnäshus nr 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Bergnäshus nr 1?
The debt is 5,048 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Riksbyggen Bostadsrättsförening Bergnäshus nr 1?
The annual fee is 970 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 73% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Bergnäshus nr 1 has a health score of 5 out of 10.