Hemlo's BRF analysis

BRF Telegrafisten 3

Org. no. 769611-5901 · Luleå

Strong associationBased on the 2024 annual report · Analysed 29 Jul 2026

Top 7% in Luleå

Summary

BRF Telegrafisten 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 4,349 kr per square metre and the annual fee is 794 kr per square metre per year. The annual fee has increased 9% over 9 years. The analysis highlights, among other things: Hela lånestocken ska omförhandlas inom mycket kort tid, Låg underhållsfond ger svagt skydd mot kommande större åtgärder, Hög räntekänslighet i kombination med korta låneförfall.

Compared with neighbouring associations

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²794 kr/m²
+9% over 9 yr20152024
Debt/m²4 349 kr/m²
-16% over 9 yr20152024
Equity ratio45 %
+4 pp over 9 yr20152024

Association facts

Municipality
Luleå
Built
1985
Apartments
28
Total area
2 056 m²

Identified risks

  • All of the loan portfolio must be renegotiated within a very short time.Critical
  • Low maintenance fund provides weak protection against upcoming major actionsHigh
  • High interest rate sensitivity combined with short loan maturitiesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,349 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre794 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Telegrafisten 3 a financially healthy housing cooperative?
BRF Telegrafisten 3 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BRF Telegrafisten 3?
The debt is 4,349 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF Telegrafisten 3?
The annual fee is 794 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 9% over 9 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Telegrafisten 3 has a health score of 9 out of 10.