Hemlo's BRF analysis

Brf Sparven 12

Org. no. 769615-1468 · Luleå

Acceptable, with remarksBased on the 2025 annual report · Analysed 30 Apr 2026

Summary

Brf Sparven 12 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,984 kr per square metre and the annual fee is 678 kr per square metre per year. Smaller maintenance fund than 90% of associations in Luleå. The analysis highlights, among other things: Stambyte okänt i mycket gammal fastighet, Mycket hög räntekänslighet, Stor refinansieringsklump 2026.

Compared with neighbouring associations

  • Higher debt per m² than 82% of associations in Luleå
  • Lower fee per m² than 64% of associations in Luleå
  • Smaller maintenance fund than 90% of associations in Luleå

Association facts

Municipality
Luleå
Built
1929
Apartments
10
Total area
887 m²

Identified risks

  • Pipe replacement unknown in a very old propertyCritical
  • Very high interest rate sensitivityHigh
  • Large refinancing chunk in 2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,984 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre678 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Sparven 12 a financially healthy housing cooperative?
Brf Sparven 12 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Sparven 12?
The debt is 7,984 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Luleå.
How high is the fee in Brf Sparven 12?
The annual fee is 678 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Sparven 12 has a health score of 6 out of 10.