Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Träsnidaren-Östermalm

Org. no. 716415-3392 · Umeå

Stable associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 34% in Umeå

Summary

Riksbyggen Bostadsrättsförening Träsnidaren-Östermalm receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,004 kr per square metre and the annual fee is 870 kr per square metre per year. Larger maintenance fund than 100% of associations in Umeå. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Hög skuldsättning med förhöjd känslighet för ränteförändringar, Stambytesrisk i ett 1989-byggt hus med oklar status, Stor förfalloklump i lånen under 2026.

Compared with neighbouring associations

  • Lower debt per m² than 67% of associations in Umeå
  • Larger maintenance fund than 100% of associations in Umeå
  • Lower equity ratio than 60% of associations in Umeå

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²870 kr/m²
+4% over 1 yr20242025
Debt/m²6 004 kr/m²
-2% over 1 yr20242025
Equity ratio42 %
+1 pp over 1 yr20242025

Association facts

Municipality
Umeå
Built
1989
Apartments
231
Total area
17 874 m²

Identified risks

  • High indebtedness with increased sensitivity to interest rate changesHigh
  • Repairs to replace the building’s water and drainage pipes in a house built in 1989 with unclear statusHigh
  • Large lumpsum of loan maturities in 2026High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,004 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre870 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Träsnidaren-Östermalm a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Träsnidaren-Östermalm receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Träsnidaren-Östermalm?
The debt is 6,004 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 67% of associations in Umeå.
How high is the fee in Riksbyggen Bostadsrättsförening Träsnidaren-Östermalm?
The annual fee is 870 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Träsnidaren-Östermalm has a health score of 7 out of 10.