Hemlo's BRF analysis

Riksbyggens Bostadsrättsförening Umeåhus nr 5

Org. no. 794000-1816 · Umeå

Strong associationBased on the 2025 annual report · Analysed 12 Aug 2026

Top 11% in Umeå

Summary

Riksbyggens Bostadsrättsförening Umeåhus nr 5 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,584 kr per square metre and the annual fee is 1,061 kr per square metre per year. Lower debt per m² than 88% of associations in Umeå. The analysis highlights, among other things: Oklart stambyte i mycket gammal fastighet, Snabb refinansiering av hela låneportföljen, Tydlig avgiftstrend uppåt.

Compared with neighbouring associations

  • Lower debt per m² than 88% of associations in Umeå
  • Higher fee per m² than 88% of associations in Umeå
  • Larger maintenance fund than 62% of associations in Umeå
  • Lower equity ratio than 62% of associations in Umeå

Association facts

Municipality
Umeå
Built
1943
Apartments
36
Total area
1 645 m²

Identified risks

  • Unclear pipework replacement in a very old propertyCritical
  • Quick refinancing of the entire loan portfolioHigh
  • Clear upward fee trendHigh

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre1,584 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,061 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggens Bostadsrättsförening Umeåhus nr 5 a financially healthy housing cooperative?
Riksbyggens Bostadsrättsförening Umeåhus nr 5 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggens Bostadsrättsförening Umeåhus nr 5?
The debt is 1,584 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 88% of associations in Umeå.
How high is the fee in Riksbyggens Bostadsrättsförening Umeåhus nr 5?
The annual fee is 1,061 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggens Bostadsrättsförening Umeåhus nr 5 has a health score of 8 out of 10.