Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Mariestrand 5

Org. no. 769628-9920 · Umeå

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Riksbyggen Bostadsrättsförening Mariestrand 5 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,312 kr per square metre and the annual fee is 1,020 kr per square metre per year. Higher equity ratio than 85% of associations in Umeå. The analysis highlights, among other things: Hög skuldsättning per kvm, Hög räntekänslighet vid ränteuppgång, Låg underhållsfond i förhållande till behovet.

Compared with neighbouring associations

  • Higher debt per m² than 73% of associations in Umeå
  • Higher fee per m² than 73% of associations in Umeå
  • Higher equity ratio than 85% of associations in Umeå

Association facts

Municipality
Umeå
Built
2017
Apartments
40
Total area
1 988 m²

Identified risks

  • High debt per sqmCritical
  • High interest rate sensitivity when interest rates riseHigh
  • Low maintenance fund in relation to the needHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,312 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,020 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Mariestrand 5 a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Mariestrand 5 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Mariestrand 5?
The debt is 10,312 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Umeå.
How high is the fee in Riksbyggen Bostadsrättsförening Mariestrand 5?
The annual fee is 1,020 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Mariestrand 5 has a health score of 6 out of 10.