Hemlo's BRF analysis
SBC:s Bostadsrättsförening Skiftnyckeln
Org. no. 716422-3740 · Enköping
Top 37% in Enköping
Summary
SBC:s Bostadsrättsförening Skiftnyckeln receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,033 kr per square metre and the annual fee is 1,021 kr per square metre per year. Higher fee per m² than 90% of associations in Enköping. The analysis highlights, among other things: Mycket hög räntekänslighet kan ge kraftiga avgiftshöjningar, Mycket hög avgiftsnivå i förhållande till ytan, Låg soliditet ger liten buffert mot oförutsedda kostnader.
Compared with neighbouring associations
- Higher debt per m² than 76% of associations in Enköping
- Higher fee per m² than 90% of associations in Enköping
- Larger maintenance fund than 86% of associations in Enköping
- Lower equity ratio than 86% of associations in Enköping
Association facts
- Municipality
- Enköping
- Built
- 1929
- Apartments
- 52
- Total area
- 5 828 m²
Identified risks
- Very high interest-rate sensitivity can lead to sharp increases in feesCritical
- Very high service charge level in relation to the areaHigh
- Low equity ratio provides little buffer against unexpected costsHigh
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- Debt per square metre8,033 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,021 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is SBC:s Bostadsrättsförening Skiftnyckeln a financially healthy housing cooperative?
- SBC:s Bostadsrättsförening Skiftnyckeln receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in SBC:s Bostadsrättsförening Skiftnyckeln?
- The debt is 8,033 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 76% of associations in Enköping.
- How high is the fee in SBC:s Bostadsrättsförening Skiftnyckeln?
- The annual fee is 1,021 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. SBC:s Bostadsrättsförening Skiftnyckeln has a health score of 7 out of 10.