Hemlo's BRF analysis
Bostadsrättsföreningen Fisken 22 & 28
Org. no. 773200-0422 · Karlstad
Summary
Bostadsrättsföreningen Fisken 22 & 28 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,874 kr per square metre and the annual fee is 573 kr per square metre per year. Lower fee per m² than 91% of associations in Karlstad. The annual fee has increased 12% over 3 years. The analysis highlights, among other things: Okänt stambyte i 65-årig fastighet, Ökade underhållskostnader redan nu, särskilt för tak, Beslutad avgiftshöjning från 2026.
Compared with neighbouring associations
- Lower debt per m² than 63% of associations in Karlstad
- Lower fee per m² than 91% of associations in Karlstad
- Smaller maintenance fund than 83% of associations in Karlstad
- Higher equity ratio than 67% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1960
- Apartments
- 47
- Total area
- 3 045 m²
Identified risks
- Unknown pipe replacement in a 65-year-old propertyCritical
- Maintenance costs are already increasing now, especially for roofs.High
- Approved rent increase from 2026High
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre2,874 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre573 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Fisken 22 & 28 a financially healthy housing cooperative?
- Bostadsrättsföreningen Fisken 22 & 28 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Fisken 22 & 28?
- The debt is 2,874 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 63% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Fisken 22 & 28?
- The annual fee is 573 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 3 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Fisken 22 & 28 has a health score of 7 out of 10.