Hemlo's BRF analysis
Bostadsrättsföreningen Fruktträdgården
Org. no. 769631-1468 · Gävle
Summary
Bostadsrättsföreningen Fruktträdgården receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,192 kr per square metre and the annual fee is 967 kr per square metre per year. Higher debt per m² than 92% of associations in Gävle. The analysis highlights, among other things: Extrem räntekänslighet vid små ränteförändringar, Mycket hög skuldsättning per kvm, Negativt resultat trots relativt hög avgiftsnivå.
Compared with neighbouring associations
- Higher debt per m² than 92% of associations in Gävle
- Higher fee per m² than 88% of associations in Gävle
- Higher equity ratio than 81% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 1936
- Apartments
- 8
- Total area
- 728 m²
Identified risks
- Extreme interest-rate sensitivity to small changes in interest ratesCritical
- Very high debt per square metre (kvm)Critical
- Negative result despite relatively high fee levelHigh
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- Debt per square metre12,192 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre967 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Fruktträdgården a financially healthy housing cooperative?
- Bostadsrättsföreningen Fruktträdgården receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Bostadsrättsföreningen Fruktträdgården?
- The debt is 12,192 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 92% of associations in Gävle.
- How high is the fee in Bostadsrättsföreningen Fruktträdgården?
- The annual fee is 967 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Fruktträdgården has a health score of 4 out of 10.