Hemlo's BRF analysis

Brf Bojen i Kalmar

Org. no. 769639-1825 · Kalmar

Acceptable, with remarksBased on the 2024 annual report · Analysed 22 Jun 2026

Summary

Brf Bojen i Kalmar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 11,940 kr per square metre and the annual fee is 648 kr per square metre per year. Higher equity ratio than 94% of associations in Kalmar. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet kan driva kraftiga avgiftshöjningar, Hög skuldsättning per lägenhet och kvm, Underhållsplan saknas och underhållsfonden är mycket svag.

Compared with neighbouring associations

  • Higher debt per m² than 73% of associations in Kalmar
  • Lower fee per m² than 82% of associations in Kalmar
  • Smaller maintenance fund than 89% of associations in Kalmar
  • Higher equity ratio than 94% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²648 kr/m²
0% over 1 yr20232024
Debt/m²11 940 kr/m²
0% over 1 yr20232024
Equity ratio81 %
0 pp over 1 yr20232024

Association facts

Municipality
Kalmar
Built
2023
Apartments
32
Total area
3 401 m²

Identified risks

  • Very high sensitivity to interest rates can drive sharp increases in association fees.Critical
  • High debt per apartment and per m²High
  • The maintenance plan is missing and the maintenance fund is very weak.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,940 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre648 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Bojen i Kalmar a financially healthy housing cooperative?
Brf Bojen i Kalmar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Bojen i Kalmar?
The debt is 11,940 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 73% of associations in Kalmar.
How high is the fee in Brf Bojen i Kalmar?
The annual fee is 648 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Bojen i Kalmar has a health score of 5 out of 10.