Hemlo's BRF analysis

Bostadsrättsföreningen Kung Oskar 1

Org. no. 769632-4008 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 8 Aug 2026

Summary

Bostadsrättsföreningen Kung Oskar 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,615 kr per square metre and the annual fee is 811 kr per square metre per year. Higher equity ratio than 87% of associations in Lund. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvadratmeter, Mycket hög räntekänslighet, Låneförfall koncentrerat till närmaste åren.

Compared with neighbouring associations

  • Higher debt per m² than 85% of associations in Lund
  • Lower fee per m² than 67% of associations in Lund
  • Larger maintenance fund than 70% of associations in Lund
  • Higher equity ratio than 87% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²811 kr/m²
+3% over 1 yr20242025
Debt/m²12 615 kr/m²
0% over 1 yr20242025
Equity ratio77 %
0 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
2020
Apartments
163
Total area
11 727 m²

Identified risks

  • Very high debt per square metreCritical
  • Very high interest rate sensitivityCritical
  • Loan maturities concentrated in the coming yearsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,615 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre811 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Kung Oskar 1 a financially healthy housing cooperative?
Bostadsrättsföreningen Kung Oskar 1 receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Kung Oskar 1?
The debt is 12,615 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 85% of associations in Lund.
How high is the fee in Bostadsrättsföreningen Kung Oskar 1?
The annual fee is 811 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kung Oskar 1 has a health score of 5 out of 10.