Hemlo's BRF analysis

Bostadsrättsföreningen Lodjuret i Karlstad

Org. no. 769621-5974 · Karlstad

Weaknesses presentBased on the 2025 annual report · Analysed 8 Sept 2026

Summary

Bostadsrättsföreningen Lodjuret i Karlstad receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,835 kr per square metre and the annual fee is 625 kr per square metre per year. Smaller maintenance fund than 84% of associations in Karlstad. The analysis highlights, among other things: Stor refinansieringsrisk 2026, Tydlig stambytesrisk i äldre fastighet, Mycket hög räntekänslighet.

Compared with neighbouring associations

  • Higher debt per m² than 69% of associations in Karlstad
  • Lower fee per m² than 81% of associations in Karlstad
  • Smaller maintenance fund than 84% of associations in Karlstad
  • Higher equity ratio than 60% of associations in Karlstad

Association facts

Municipality
Karlstad
Built
1949
Apartments
24
Total area
1 917 m²

Identified risks

  • High refinancing risk 2026Critical
  • Clear pipe replacement risk in an older propertyCritical
  • Very high interest-rate sensitivityHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,835 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre625 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Lodjuret i Karlstad a financially healthy housing cooperative?
Bostadsrättsföreningen Lodjuret i Karlstad receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Lodjuret i Karlstad?
The debt is 7,835 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 69% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Lodjuret i Karlstad?
The annual fee is 625 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Lodjuret i Karlstad has a health score of 4 out of 10.