Hemlo's BRF analysis

Riksbyggen Brf Järven i Karlstad

Org. no. 773200-1693 · Karlstad

Stable associationBased on the 2025 annual report · Analysed 29 Jul 2026

Top 37% in Karlstad

Summary

Riksbyggen Brf Järven i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,153 kr per square metre and the annual fee is 1,252 kr per square metre per year. Higher fee per m² than 100% of associations in Karlstad. The annual fee has increased 55% over 5 years. The analysis highlights, among other things: Låneförfall 2026 kan ge kraftig refinansieringssmäll, Pågående stamrenovering i äldre hus, Hög avgiftsnivå i förhållande till nyckeltal.

Compared with neighbouring associations

  • Higher debt per m² than 63% of associations in Karlstad
  • Higher fee per m² than 100% of associations in Karlstad
  • Smaller maintenance fund than 80% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 252 kr/m²
+55% over 5 yr20202025
Debt/m²6 153 kr/m²
+27% over 5 yr20202025
Equity ratio41 %
+29 pp over 5 yr20202025

Association facts

Municipality
Karlstad
Built
1938
Apartments
17
Total area
957 m²

Identified risks

  • Loan maturities in 2026 may deliver a severe refinancing shockCritical
  • Ongoing pipework renovation in older buildingsCritical
  • High fee level in relation to key figuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,153 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,252 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Brf Järven i Karlstad a financially healthy housing cooperative?
Riksbyggen Brf Järven i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Brf Järven i Karlstad?
The debt is 6,153 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 63% of associations in Karlstad.
How high is the fee in Riksbyggen Brf Järven i Karlstad?
The annual fee is 1,252 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 55% over 5 years.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Brf Järven i Karlstad has a health score of 7 out of 10.