Hemlo's BRF analysis

Riksbyggen bostadsrättsföreningen Monitorn

Org. no. 716451-1060 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Sept 2026

Summary

Riksbyggen bostadsrättsföreningen Monitorn receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,727 kr per square metre and the annual fee is 939 kr per square metre per year. Smaller maintenance fund than 100% of associations in Karlstad. The analysis highlights, among other things: Ingen underhållsbuffer inför stora renoveringar, Hög skuldsättning utan reserv för framtida underhåll, Stark exponering mot räntor och kommande villkorsändringar.

Compared with neighbouring associations

  • Higher debt per m² than 75% of associations in Karlstad
  • Higher fee per m² than 90% of associations in Karlstad
  • Smaller maintenance fund than 100% of associations in Karlstad
  • Lower equity ratio than 72% of associations in Karlstad

Association facts

Municipality
Karlstad
Built
1992
Apartments
86
Total area
6 681 m²

Identified risks

  • No maintenance buffer for major renovationsHigh
  • High indebtedness without a reserve for future maintenanceHigh
  • Strong exposure to interest rates and upcoming changes in termsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre8,727 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre939 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen bostadsrättsföreningen Monitorn a financially healthy housing cooperative?
Riksbyggen bostadsrättsföreningen Monitorn receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen bostadsrättsföreningen Monitorn?
The debt is 8,727 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Karlstad.
How high is the fee in Riksbyggen bostadsrättsföreningen Monitorn?
The annual fee is 939 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen bostadsrättsföreningen Monitorn has a health score of 6 out of 10.