Hemlo's BRF analysis

Riksbyggens bostadsrättsförening Karlstadshus nr 5

Org. no. 716411-2950 · Karlstad

Strong associationBased on the 2025 annual report · Analysed 2 Sept 2026

Top 26% in Karlstad

Summary

Riksbyggens bostadsrättsförening Karlstadshus nr 5 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,268 kr per square metre and the annual fee is 802 kr per square metre per year. Lower equity ratio than 77% of associations in Karlstad. The analysis highlights, among other things: Kombinerad kostnadsrisk från tomträtt, låg underhållsfond och skuldnivå, Mycket låg underhållsfond kan tvinga fram framtida avgiftshöjningar, Tomträttsavgälden ska omförhandlas snart.

Compared with neighbouring associations

  • Lower debt per m² than 60% of associations in Karlstad
  • Higher fee per m² than 65% of associations in Karlstad
  • Lower equity ratio than 77% of associations in Karlstad

Association facts

Municipality
Karlstad
Apartments
131
Total area
10 536 m²

Identified risks

  • Combined cost risk from ground rent (tomträtt), low maintenance fund and debt levelCritical
  • Very low maintenance fund reserves may force future increases in residents’ feesHigh
  • The ground lease fee debt (tomträttsavgäld) is due to be renegotiated soon.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,268 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre802 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggens bostadsrättsförening Karlstadshus nr 5 a financially healthy housing cooperative?
Riksbyggens bostadsrättsförening Karlstadshus nr 5 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggens bostadsrättsförening Karlstadshus nr 5?
The debt is 3,268 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 60% of associations in Karlstad.
How high is the fee in Riksbyggens bostadsrättsförening Karlstadshus nr 5?
The annual fee is 802 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggens bostadsrättsförening Karlstadshus nr 5 has a health score of 8 out of 10.