Hemlo's BRF analysis
RBF Karlstadshus 1
Org. no. 773200-2444 · Karlstad
Summary
RBF Karlstadshus 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 7,484 kr per square metre and the annual fee is 1,124 kr per square metre per year. Higher fee per m² than 99% of associations in Karlstad. The annual fee has increased 14% over 2 years. The analysis highlights, among other things: Hög avgiftsnivå med fortsatt uppåtrisk, Räntekänslig förening vid kommande låneomförhandlingar, Underhållsfonden är kraftigt underfinansierad.
Compared with neighbouring associations
- Higher debt per m² than 69% of associations in Karlstad
- Higher fee per m² than 99% of associations in Karlstad
- Smaller maintenance fund than 97% of associations in Karlstad
- Lower equity ratio than 78% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1942
- Apartments
- 40
- Total area
- 1 710 m²
Identified risks
- High fee level with continued upside riskHigh
- Interest rate–sensitive association ahead of upcoming loan refinancing negotiationsHigh
- The maintenance fund is severely underfunded.High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre7,484 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,124 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is RBF Karlstadshus 1 a financially healthy housing cooperative?
- RBF Karlstadshus 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in RBF Karlstadshus 1?
- The debt is 7,484 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 69% of associations in Karlstad.
- How high is the fee in RBF Karlstadshus 1?
- The annual fee is 1,124 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 14% over 2 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Karlstadshus 1 has a health score of 6 out of 10.