Hemlo's BRF analysis
HSB Bostadsrättsföreningen Ritaren i Karlstad
Org. no. 716411-1796 · Karlstad
Top 9% in Karlstad
Summary
HSB Bostadsrättsföreningen Ritaren i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,564 kr per square metre and the annual fee is 981 kr per square metre per year. Higher fee per m² than 94% of associations in Karlstad. The annual fee has increased 22% over 2 years. The analysis highlights, among other things: Stambyte planerat men ännu inte genomfört, Kombinationsrisk: planerade stora åtgärder kan snabbt öka skuld och avgifter, Stor refinansierings- och kostnadskoncentration 2024–2025.
Compared with neighbouring associations
- Lower debt per m² than 62% of associations in Karlstad
- Higher fee per m² than 94% of associations in Karlstad
- Larger maintenance fund than 90% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1950
- Apartments
- 68
- Total area
- 3 766 m²
Identified risks
- Planned pipe replacement, but not yet carried outCritical
- Combination risk: planned major measures can quickly increase debt and feesHigh
- Significant refinancing and cost concentration 2024–2025High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre2,564 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre981 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsföreningen Ritaren i Karlstad a financially healthy housing cooperative?
- HSB Bostadsrättsföreningen Ritaren i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsföreningen Ritaren i Karlstad?
- The debt is 2,564 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 62% of associations in Karlstad.
- How high is the fee in HSB Bostadsrättsföreningen Ritaren i Karlstad?
- The annual fee is 981 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 22% over 2 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsföreningen Ritaren i Karlstad has a health score of 9 out of 10.