Hemlo's BRF analysis
HSB Bostadsrättsförening Vitsippan i Molkom
Org. no. 773200-1545 · Karlstad
Top 40% in Karlstad
Summary
HSB Bostadsrättsförening Vitsippan i Molkom receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,422 kr per square metre and the annual fee is 699 kr per square metre per year. Lower equity ratio than 87% of associations in Karlstad. The annual fee has increased 19% over 4 years. The analysis highlights, among other things: Trolig stambytesrisk i äldre hus, Refinansieringsrisk när stora lån förfaller, Mycket låg underhållsfond.
Compared with neighbouring associations
- Lower debt per m² than 78% of associations in Karlstad
- Lower fee per m² than 60% of associations in Karlstad
- Smaller maintenance fund than 84% of associations in Karlstad
- Lower equity ratio than 87% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1969
- Apartments
- 76
- Total area
- 4 713 m²
Identified risks
- Likely pipe replacement risk in older buildingsCritical
- Refinancing risk when large loans fall dueHigh
- Very low maintenance fundHigh
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre1,422 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre699 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Vitsippan i Molkom a financially healthy housing cooperative?
- HSB Bostadsrättsförening Vitsippan i Molkom receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Vitsippan i Molkom?
- The debt is 1,422 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 78% of associations in Karlstad.
- How high is the fee in HSB Bostadsrättsförening Vitsippan i Molkom?
- The annual fee is 699 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 19% over 4 years.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Vitsippan i Molkom has a health score of 7 out of 10.