Hemlo's BRF analysis
Bostadsrättsföreningen Norra Kaptenen
Org. no. 769638-4531 · Östersund
Summary
Bostadsrättsföreningen Norra Kaptenen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,717 kr per square metre and the annual fee is 1,371 kr per square metre per year. Higher fee per m² than 100% of associations in Östersund. The analysis highlights, among other things: Hög belåning kombinerad med känslig räntebild, Mycket hög avgiftsnivå kan signalera ansträngd ekonomi, Okänt stambyte i 1950-talshus.
Compared with neighbouring associations
- Higher debt per m² than 96% of associations in Östersund
- Higher fee per m² than 100% of associations in Östersund
- Smaller maintenance fund than 79% of associations in Östersund
- Higher equity ratio than 67% of associations in Östersund
Association facts
- Municipality
- Östersund
- Built
- 1950
- Apartments
- 8
- Total area
- 444 m²
Identified risks
- High leverage combined with a sensitive interest-rate outlookCritical
- A very high fee level can indicate strained financesHigh
- Unknown plumbing replacement in 1950s buildingsHigh
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- Debt per square metre11,717 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,371 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Norra Kaptenen a financially healthy housing cooperative?
- Bostadsrättsföreningen Norra Kaptenen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Norra Kaptenen?
- The debt is 11,717 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 96% of associations in Östersund.
- How high is the fee in Bostadsrättsföreningen Norra Kaptenen?
- The annual fee is 1,371 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Norra Kaptenen has a health score of 4 out of 10.