Hemlo's BRF analysis

HSB brf Riksbanken i Östersund

Org. no. 716414-8251 · Östersund

Stable associationBased on the 2025 annual report · Analysed 3 Oct 2026

Summary

HSB brf Riksbanken i Östersund receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,320 kr per square metre and the annual fee is 1,114 kr per square metre per year. Higher fee per m² than 92% of associations in Östersund. The analysis highlights, among other things: Oklar status för stammar i en 34 år gammal fastighet, Stor underhållsplan men svag finansieringsbuffert, Räntekänslighet och refinansiering kan pressa avgiften.

Compared with neighbouring associations

  • Higher debt per m² than 87% of associations in Östersund
  • Higher fee per m² than 92% of associations in Östersund
  • Larger maintenance fund than 63% of associations in Östersund

Association facts

Municipality
Östersund
Built
1991
Apartments
22
Total area
1 469 m²

Identified risks

  • Unclear status of the building’s foundations in a 34-year-old propertyHigh
  • Large maintenance plan but a weak funding bufferHigh
  • Interest rate sensitivity and refinancing can put pressure on the feeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,320 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,114 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB brf Riksbanken i Östersund a financially healthy housing cooperative?
HSB brf Riksbanken i Östersund receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in HSB brf Riksbanken i Östersund?
The debt is 9,320 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 87% of associations in Östersund.
How high is the fee in HSB brf Riksbanken i Östersund?
The annual fee is 1,114 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB brf Riksbanken i Östersund has a health score of 7 out of 10.