Hemlo's BRF analysis

Bostadsrättsföreningen Kanalhusen

Org. no. 769614-0578 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 7 Jun 2026

Summary

Bostadsrättsföreningen Kanalhusen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,914 kr per square metre and the annual fee is 661 kr per square metre per year. Larger maintenance fund than 91% of associations in Karlstad. The annual fee has increased 11% over 3 years. The analysis highlights, among other things: Hög räntekänslighet kan pressa avgifterna, Stor refinansieringsrisk när hela låneportföljen förfaller nära i tid, Stambyte är inte genomfört och ligger fortfarande framåt i tiden.

Compared with neighbouring associations

  • Higher debt per m² than 75% of associations in Karlstad
  • Lower fee per m² than 71% of associations in Karlstad
  • Larger maintenance fund than 91% of associations in Karlstad
  • Higher equity ratio than 71% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²661 kr/m²
+11% over 3 yr20222025
Debt/m²7 914 kr/m²
-17% over 3 yr20222025
Equity ratio62 %
+4 pp over 3 yr20222025

Association facts

Municipality
Karlstad
Built
1992
Apartments
186
Total area
12 593 m²

Identified risks

  • High interest-rate sensitivity can put pressure on the feesHigh
  • High refinancing risk when the entire loan portfolio matures around the same timeHigh
  • The pipe replacement has not been carried out and is still ahead of schedule.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre7,914 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre661 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Kanalhusen a financially healthy housing cooperative?
Bostadsrättsföreningen Kanalhusen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Kanalhusen?
The debt is 7,914 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Kanalhusen?
The annual fee is 661 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 11% over 3 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kanalhusen has a health score of 5 out of 10.