Hemlo's BRF analysis

Bostadsrättsföreningen Solbacken 1 i Kungsberget

Org. no. 769636-0044 · Gävle

Acceptable, with remarksBased on the 2023 annual report · Analysed 25 Jun 2026

Summary

Bostadsrättsföreningen Solbacken 1 i Kungsberget receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 0 kr per square metre and the annual fee is 564 kr per square metre per year. Smaller maintenance fund than 98% of associations in Gävle. The analysis highlights, among other things: Extrem räntekänslighet kan snabbt slå mot avgifterna, Avgiftsfinansieringen verkar saknas eller vara felaktigt redovisad, Skuldsättningen är relativt hög och bör kontrolleras i ljuset av underhållet.

Compared with neighbouring associations

  • Lower debt per m² than 90% of associations in Gävle
  • Lower fee per m² than 91% of associations in Gävle
  • Smaller maintenance fund than 98% of associations in Gävle
  • Higher equity ratio than 97% of associations in Gävle

Trend over time

Key figures from the co-op's recent annual reports.

Debt/m²8 525 kr/m²
-4% over 3 yr20202023
Equity ratio71 %
+1 pp over 3 yr20202023

Association facts

Municipality
Gävle
Apartments
5
Total area
424 m²

Identified risks

  • Extreme interest-rate sensitivity can quickly hit the service chargesCritical
  • The fee financing appears to be missing or incorrectly accounted for.Critical
  • The level of debt is relatively high and should be monitored in light of maintenance.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre564 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Solbacken 1 i Kungsberget a financially healthy housing cooperative?
Bostadsrättsföreningen Solbacken 1 i Kungsberget receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in Bostadsrättsföreningen Solbacken 1 i Kungsberget?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Gävle.
How high is the fee in Bostadsrättsföreningen Solbacken 1 i Kungsberget?
The annual fee is 564 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Solbacken 1 i Kungsberget has a health score of 5 out of 10.