Hemlo's BRF analysis

Bostadsrättsföreningen Stensötan

Org. no. 785500-1843 · Sandviken

Strong associationBased on the 2025 annual report · Analysed 22 Jun 2026

Top 14% in Sandviken

Summary

Bostadsrättsföreningen Stensötan receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,460 kr per square metre and the annual fee is 904 kr per square metre per year. Lower equity ratio than 79% of associations in Sandviken. The analysis highlights, among other things: Stambyte saknas eller är oklart i 75-årigt hus, Låneförfall koncentrerade till 2026–2028, Stor renoveringsvolym kan dölja kommande kostnader.

Compared with neighbouring associations

  • Larger maintenance fund than 76% of associations in Sandviken
  • Lower equity ratio than 79% of associations in Sandviken

Association facts

Municipality
Sandviken
Built
1950
Apartments
102
Total area
6 753 m²

Identified risks

  • Pipe replacement missing or unclear in a 75-year-old propertyCritical
  • Loan redemptions concentrated in 2026–2028High
  • A large renovation volume can conceal upcoming costsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,460 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre904 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Stensötan a financially healthy housing cooperative?
Bostadsrättsföreningen Stensötan receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Stensötan?
The debt is 3,460 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Stensötan?
The annual fee is 904 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Stensötan has a health score of 8 out of 10.