Hemlo's BRF analysis
Bostadsrättsföreningen Thor 5
Org. no. 773200-0190 · Karlstad
Top 44% in Karlstad
Summary
Bostadsrättsföreningen Thor 5 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,647 kr per square metre and the annual fee is 639 kr per square metre per year. Lower fee per m² than 72% of associations in Karlstad. The annual fee has increased 15% over 2 years. The analysis highlights, among other things: Ingen underhållsplan och mycket låg underhållsfond, Stor låneförfallotid inom kort, Okänt stambytesläge kan sammanfalla med svag underhållsberedskap.
Compared with neighbouring associations
- Lower fee per m² than 72% of associations in Karlstad
- Smaller maintenance fund than 71% of associations in Karlstad
- Lower equity ratio than 69% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Apartments
- 25
- Total area
- 1 608 m²
Identified risks
- No maintenance plan and a very low maintenance fundCritical
- High loan maturity in the near termCritical
- Unknown pipe replacement status can coincide with weak maintenance readinessHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre2,647 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre639 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Thor 5 a financially healthy housing cooperative?
- Bostadsrättsföreningen Thor 5 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Thor 5?
- The debt is 2,647 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in Bostadsrättsföreningen Thor 5?
- The annual fee is 639 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 15% over 2 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Thor 5 has a health score of 8 out of 10.