Hemlo's BRF analysis
Bostadsrättsföreningen Koltrasten i Karlstad
Org. no. 769637-0621 · Karlstad
Summary
Bostadsrättsföreningen Koltrasten i Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,848 kr per square metre and the annual fee is 910 kr per square metre per year. Higher debt per m² than 88% of associations in Karlstad. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet i kombination med stor skuldbörda, Hög belåning som kan driva upp framtida avgifter, Mycket låg underhållsfond i förhållande till framtida behov.
Compared with neighbouring associations
- Higher debt per m² than 88% of associations in Karlstad
- Higher fee per m² than 88% of associations in Karlstad
- Smaller maintenance fund than 82% of associations in Karlstad
- Higher equity ratio than 83% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 2020
- Apartments
- 37
- Total area
- 2 459 m²
Identified risks
- Very high interest-rate sensitivity combined with a large debt burdenCritical
- High leverage that can drive future fees upCritical
- Very low maintenance fund in relation to future needsHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre11,848 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre910 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Koltrasten i Karlstad a financially healthy housing cooperative?
- Bostadsrättsföreningen Koltrasten i Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Koltrasten i Karlstad?
- The debt is 11,848 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Koltrasten i Karlstad?
- The annual fee is 910 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Koltrasten i Karlstad has a health score of 5 out of 10.