Hemlo's BRF analysis
Bostadsrättsföreningen Trädgården i Karlstad
Org. no. 769621-5115 · Karlstad
Top 39% in Karlstad
Summary
Bostadsrättsföreningen Trädgården i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 7,377 kr per square metre and the annual fee is 938 kr per square metre per year. Higher fee per m² than 91% of associations in Karlstad. The analysis highlights, among other things: Hög räntekänslighet kan snabbt slå mot avgiften, Stor del av lånen förfaller inom kort, Underhållsfonden är låg i förhållande till behovet.
Compared with neighbouring associations
- Higher debt per m² than 65% of associations in Karlstad
- Higher fee per m² than 91% of associations in Karlstad
- Larger maintenance fund than 62% of associations in Karlstad
- Higher equity ratio than 91% of associations in Karlstad
Association facts
- Municipality
- Karlstad
- Built
- 2010
- Apartments
- 24
- Total area
- 1 893 m²
Identified risks
- High interest-rate sensitivity can quickly hit the monthly fee.High
- A large portion of the loans will be due soon.High
- The maintenance fund is low in relation to the need.Medium
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- Debt per square metre7,377 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre938 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Trädgården i Karlstad a financially healthy housing cooperative?
- Bostadsrättsföreningen Trädgården i Karlstad receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Trädgården i Karlstad?
- The debt is 7,377 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 65% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Trädgården i Karlstad?
- The annual fee is 938 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Trädgården i Karlstad has a health score of 7 out of 10.