Hemlo's BRF analysis

Bostadsrättsföreningen Trädgårdsholmen

Org. no. 769637-2122 · Karlstad

Stable associationBased on the 2024 annual report · Analysed 20 Sept 2026

Top 50% in Karlstad

Summary

Bostadsrättsföreningen Trädgårdsholmen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 8,104 kr per square metre and the annual fee is 703 kr per square metre per year. Higher equity ratio than 97% of associations in Karlstad. The analysis highlights, among other things: Tomträtt med osäker framtida avgäld, Hög låneskuld och känslighet för högre räntekostnader, Avgiften är inte ensam bärande intäktskälla.

Compared with neighbouring associations

  • Higher debt per m² than 72% of associations in Karlstad
  • Lower fee per m² than 60% of associations in Karlstad
  • Smaller maintenance fund than 80% of associations in Karlstad
  • Higher equity ratio than 97% of associations in Karlstad

Association facts

Municipality
Karlstad
Built
2019
Apartments
51
Total area
4 439 m²

Identified risks

  • Ground rent with uncertain future chargesHigh
  • High loan debt and sensitivity to higher interest expensesHigh
  • The service charge is not the sole source of revenueMedium

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre8,104 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre703 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Trädgårdsholmen a financially healthy housing cooperative?
Bostadsrättsföreningen Trädgårdsholmen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Trädgårdsholmen?
The debt is 8,104 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 72% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Trädgårdsholmen?
The annual fee is 703 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Trädgårdsholmen has a health score of 7 out of 10.