Hemlo's BRF analysis

Framtidshems Brf nr 2 i Karlstad

Org. no. 773200-1057 · Karlstad

Strong associationBased on the 2024 annual report · Analysed 1 Jul 2026

Top 11% in Karlstad

Summary

Framtidshems Brf nr 2 i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 658 kr per square metre per year. Lower debt per m² than 85% of associations in Karlstad. The annual fee has decreased 3% over 3 years. The analysis highlights, among other things: Tomträtt med stor framtida avgäldsosäkerhet, Stor del av lånen förfaller inom kort tid, Otydlig historik kring större renoveringar.

Compared with neighbouring associations

  • Lower debt per m² than 85% of associations in Karlstad
  • Lower fee per m² than 71% of associations in Karlstad
  • Smaller maintenance fund than 64% of associations in Karlstad
  • Lower equity ratio than 67% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²658 kr/m²
-3% over 3 yr20212024
Debt/m²2 260 kr/m²
-10% over 3 yr20212024
Equity ratio32 %
+9 pp over 3 yr20212024

Association facts

Municipality
Karlstad
Apartments
29
Total area
1 382 m²

Identified risks

  • Leasehold land with significant future fee payment uncertaintyCritical
  • A large portion of the loans will fall due in the near futureHigh
  • Unclear history of major renovationsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre658 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Framtidshems Brf nr 2 i Karlstad a financially healthy housing cooperative?
Framtidshems Brf nr 2 i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Framtidshems Brf nr 2 i Karlstad?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Karlstad.
How high is the fee in Framtidshems Brf nr 2 i Karlstad?
The annual fee is 658 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has decreased 3% over 3 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Framtidshems Brf nr 2 i Karlstad has a health score of 9 out of 10.