Hemlo's BRF analysis
HSB Bostadsrättsförening Balder i Karlstad
Org. no. 773200-3418 · Karlstad
Top 3% in Karlstad
Summary
HSB Bostadsrättsförening Balder i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,123 kr per square metre and the annual fee is 736 kr per square metre per year. Larger maintenance fund than 97% of associations in Karlstad. The annual fee has increased 20% over 5 years. The analysis highlights, among other things: Stor andel lån förfaller under 2026, Pågående och planerade avgiftshöjningar, Underhållsfonden kan vara otillräcklig vid större framtida åtgärder.
Compared with neighbouring associations
- Lower debt per m² than 93% of associations in Karlstad
- Larger maintenance fund than 97% of associations in Karlstad
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Karlstad
- Built
- 1974
- Apartments
- 114
- Total area
- 7 500 m²
Identified risks
- Large proportion of loans due in 2026High
- Ongoing and planned rent increasesMedium
- The maintenance fund may be insufficient for major future measuresMedium
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre1,123 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre736 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Balder i Karlstad a financially healthy housing cooperative?
- HSB Bostadsrättsförening Balder i Karlstad receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Balder i Karlstad?
- The debt is 1,123 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 93% of associations in Karlstad.
- How high is the fee in HSB Bostadsrättsförening Balder i Karlstad?
- The annual fee is 736 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 20% over 5 years.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Balder i Karlstad has a health score of 9 out of 10.