Hemlo's BRF analysis
Brf Bergagårdshöjden 1
Org. no. 769632-9486 · Kalmar
Summary
Brf Bergagårdshöjden 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,629 kr per square metre and the annual fee is 822 kr per square metre per year. Higher debt per m² than 80% of associations in Kalmar. The annual fee has increased 26% over 3 years. The analysis highlights, among other things: Hög skuld per kvm med stark avgiftspress, Extrem räntekänslighet kan ge kraftiga avgiftshöjningar, Låneförfall koncentrerat inom kort tid.
Compared with neighbouring associations
- Higher debt per m² than 80% of associations in Kalmar
- Higher fee per m² than 70% of associations in Kalmar
- Lower equity ratio than 61% of associations in Kalmar
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Kalmar
- Built
- 2017
- Apartments
- 40
- Total area
- 2 400 m²
Identified risks
- High debt per sqm with strong pressure on service chargesCritical
- Extreme interest-rate sensitivity can lead to sharp increases in association fees.Critical
- Loan maturities concentrated within a short period of timeHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre12,629 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre822 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Bergagårdshöjden 1 a financially healthy housing cooperative?
- Brf Bergagårdshöjden 1 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2024 annual report.
- How high is the debt in Brf Bergagårdshöjden 1?
- The debt is 12,629 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 80% of associations in Kalmar.
- How high is the fee in Brf Bergagårdshöjden 1?
- The annual fee is 822 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 26% over 3 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Bergagårdshöjden 1 has a health score of 6 out of 10.