Hemlo's BRF analysis

RB BRF Fredriks Udde i Kalmar

Org. no. 769635-6893 · Kalmar

Acceptable, with remarksBased on the 2025 annual report · Analysed 2 Jul 2026

Summary

RB BRF Fredriks Udde i Kalmar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,575 kr per square metre and the annual fee is 1,120 kr per square metre per year. Higher fee per m² than 96% of associations in Kalmar. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Mycket hög skuldsättning per kvm, Hög månadsavgift per kvm.

Compared with neighbouring associations

  • Higher debt per m² than 76% of associations in Kalmar
  • Higher fee per m² than 96% of associations in Kalmar
  • Larger maintenance fund than 63% of associations in Kalmar
  • Higher equity ratio than 94% of associations in Kalmar

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 120 kr/m²
+4% over 1 yr20242025
Debt/m²12 575 kr/m²
-1% over 1 yr20242025
Equity ratio78 %
-22 pp over 3 yr20222025

Association facts

Municipality
Kalmar
Built
2023
Apartments
76
Total area
6 034 m²

Identified risks

  • Very high interest rate sensitivityCritical
  • Very high debt per sq mCritical
  • High monthly service charge per m²High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,575 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,120 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RB BRF Fredriks Udde i Kalmar a financially healthy housing cooperative?
RB BRF Fredriks Udde i Kalmar receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RB BRF Fredriks Udde i Kalmar?
The debt is 12,575 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 76% of associations in Kalmar.
How high is the fee in RB BRF Fredriks Udde i Kalmar?
The annual fee is 1,120 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RB BRF Fredriks Udde i Kalmar has a health score of 5 out of 10.