Hemlo's BRF analysis

BRF Björkbacken 1

Org. no. 793200-0370 · Östersund

Strong associationBased on the 2025 annual report · Analysed 13 Jun 2026

Top 40% in Östersund

Summary

BRF Björkbacken 1 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 650 kr per square metre per year. Lower fee per m² than 91% of associations in Östersund. The analysis highlights, among other things: Okänt stambyte i mycket gammal fastighet, Låg underhållsfond i äldre förening, Refinansieringsrisk vid ett koncentrerat låneförfall.

Compared with neighbouring associations

  • Lower debt per m² than 71% of associations in Östersund
  • Lower fee per m² than 91% of associations in Östersund
  • Larger maintenance fund than 76% of associations in Östersund
  • Higher equity ratio than 62% of associations in Östersund

Association facts

Municipality
Östersund
Built
1944
Apartments
72
Total area
4 824 m²

Identified risks

  • Unknown pipe replacement in a very old propertyCritical
  • Low maintenance fund in an older housing association (BRF)High
  • Refinancing risk in the event of concentrated debt maturitiesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre650 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Björkbacken 1 a financially healthy housing cooperative?
BRF Björkbacken 1 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Björkbacken 1?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 71% of associations in Östersund.
How high is the fee in BRF Björkbacken 1?
The annual fee is 650 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Björkbacken 1 has a health score of 8 out of 10.