Hemlo's BRF analysis

RBF Brunflohus 4

Org. no. 793200-1964 · Östersund

Strong associationBased on the 2025 annual report · Analysed 26 Jun 2026

Top 19% in Östersund

Summary

RBF Brunflohus 4 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,560 kr per square metre and the annual fee is 807 kr per square metre per year. Larger maintenance fund than 95% of associations in Östersund. The annual fee has increased 6% over 1 years. The analysis highlights, among other things: Mycket låg underhållsfond inför framtida åtgärder, Renovering 2025 men oklar omfattning och fortsatt underhållsbehov, Negativ soliditet trots normal avgiftsnivå.

Compared with neighbouring associations

  • Lower debt per m² than 60% of associations in Östersund
  • Larger maintenance fund than 95% of associations in Östersund
  • Lower equity ratio than 95% of associations in Östersund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²807 kr/m²
+6% over 1 yr20242025
Debt/m²1 560 kr/m²
+3% over 1 yr20242025
Equity ratio-1 %
+2 pp over 1 yr20242025

Association facts

Municipality
Östersund
Total area
5 733 m²

Identified risks

  • Very low maintenance fund for future measuresHigh
  • Renovation 2025 uncertain scope and continued maintenance needsHigh
  • Negative equity despite normal fee levelsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,560 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre807 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Brunflohus 4 a financially healthy housing cooperative?
RBF Brunflohus 4 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Brunflohus 4?
The debt is 1,560 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 60% of associations in Östersund.
How high is the fee in RBF Brunflohus 4?
The annual fee is 807 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 6% over 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Brunflohus 4 has a health score of 9 out of 10.